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Smarter than the financial advisor you never had.

Get weekly financial insights straight to your inbox. Track where every dollar goes, recover missing refunds, catch suspicious charges, and cancel subscriptions you forgot about.

See exactly where your money's going.

Scotty sends you beautiful, easy-to-read reports that take the guesswork out of your finances.

scotty - Personal Finance Report
Scotty Personal Finance Report
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2:34
2:34
Friday, January 10
Scotty
Scottynow
Missing Refund Alert
We tracked your return W1567923 to Revolve and noticed you haven't been refunded yet. I recommend contacting them on support@revolve.com.

Never miss a refund again.

Scotty tracks your returns, so you can get back to shopping in peace.

Stay ahead of every subscription renewal.

Scotty tracks all your subscriptions and alerts you before renewals, so there are no surprises.

Upcoming Recurring Charges

Next 30 days — Total $347.92 across 7 charges

N
Netflix
Monthly
Oct 12
In 2 days
$15.49
Spotify
Monthly
Oct 15
In 5 days
$10.99
Aa
Adobe
Monthly
Oct 18
1 week
$54.99
a
Amazon Prime
Monthly
Oct 22
2 weeks
$14.99
T
NY Times
Monthly
Oct 25
2 weeks
$17.00
💪
Equinox Gym
Monthly
Nov 1
3 weeks
$185.00
📦
Dropbox Plus
Monthly
Nov 5
4 weeks
$49.46
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9:41
9:41
Tuesday, December 17
Scotty
Scottynow
Approaching coffee limit
You're well caffeinated ☕️ — spent $60 at Starbucks so far. Only $20 left in your weekly budget.
We got this.

Curb the splurge with real-time alerts

Scotty nudges you in real-time before splurges add up, keeping your wallet happy and your habits healthy.

Maximize every credit card benefit.

Scotty tracks your credit card perks and reminds you to use them before they expire, so you never leave money on the table.

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11:23
11:23
Wednesday, March 27
Scotty
Scottynow
Credit Benefit Expiring Soon
Your $200 Amex Resy dining credit is expiring in 3 days and you've only used $113 of it. Book a reservation to use the remaining $87 before it's gone.
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3:47
3:47
Monday, March 3
Scotty
Scottynow
Potential Double Charge
You were charged $198 twice by Cozy Stay Hotels Las Vegas on the same day. This looks like an error—I recommend disputing it right away.

Stop double charges in their tracks.

Scotty spots suspicious charges and sniffs out hidden fees.

No more surprise charges.

Scotty alerts you before that "free trial" converts to a sneaky subscription.

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4:52
4:52
Thursday, April 11
Scotty
Scottynow
Surprise Charge Alert
Verizon charged you $15 more than normal. Looks like you were automatically switched to a premium plan without notice.

What Our Users Say

Real stories from people who've transformed their financial lives with Scotty.

Scotty warned me about a duplicate charge from my phone company before I even noticed it. Saved me $85 and a huge headache.
DR
David Rodriguez
Sales Executive
Finally, a financial tool that actually helps instead of just showing me charts. Scotty is like having a personal CFO in my pocket.
ET
Emma Thompson
Startup Founder
I love how Scotty predicts my upcoming expenses. It helped me budget for vacation and avoid overdraft fees completely.
JW
James Wilson
Teacher
Scotty warned me about a duplicate charge from my phone company before I even noticed it. Saved me $85 and a huge headache.
DR
David Rodriguez
Sales Executive
Finally, a financial tool that actually helps instead of just showing me charts. Scotty is like having a personal CFO in my pocket.
ET
Emma Thompson
Startup Founder
I love how Scotty predicts my upcoming expenses. It helped me budget for vacation and avoid overdraft fees completely.
JW
James Wilson
Teacher

ScottyScottywaswasbornbornoutoutofofouroureverydayeverydayfrustrationsfrustrationswithwiththethelimitedlimitedamountamountofofusefulusefuldatadataavailableavailableregardingregardinghowhowourourmoneymoneyisisbeingbeingspent,spent,andandhowhowwewecancandodobetter.better.WeWehavehavespentspentmanymanyyearsyearsaccumulatingaccumulatingsavvysavvywayswaystotospendspendandandsave,save,andandmanymanynightsnightsbuildingbuildingdetaileddetailedspreadsheetsspreadsheetsandandtrackingtrackingdowndownimportantimportantdatadatathatthatshouldshouldbebeeasyeasytotofindfindbutbutisisoften,often,deliberately,deliberately,hidden.hidden.WithWithAIAIatatthethecore,core,wewearearethrilledthrilledtotoshareshareScotty,Scotty,andandhopehopeyouyouwillwillfindfinditittotobebeasasmuchmuchofofaagamegamechanger,changer,andandasasenjoyableenjoyabletotouse,use,asaswewedo.do.

- Natasha, Ryan and Stas

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